MIL Email Publisher – Foreign Submissions

Everland was honored to convene two gatherings of Indigenous leaders at COP30 – bringing key stakeholders of the Indigenous Amazon Outcome Bond initiative together in dialogue shaped by representatives of Indigenous and traditional communities who are considering participating.

So far, projects representing nearly 90,000 Indigenous and traditional community members across 17 million hectares of pan-Amazonian rainforest have expressed their interest. Leaders of many of these communities spoke at the two events, setting out their priorities, their challenges, as well as their motivations for engaging with the initiative.

“At COP30, Indigenous leaders spoke with one voice: the world must stop the destruction of our forests, the exploitation of our peoples, and the erasure of our cultures,” said Chief Almir Suruí, Chief of the Paiter Suruí People who spoke at both events. “There is a path forward – but it is narrow and urgent. It requires immediate, real resources, delivered in the way we have long called for: directly to our communities and under our leadership. We are turning to the Indigenous Amazon Outcome Bond to finance our REDD+ projects, and to the Equitable Earth Standard for credible verification of real conservation results, because these approaches respect our right to design and control our own solutions, and ensure that finance reaches our territories – not top-down systems built far from the forest, where funds disappear into distant institutions and our communities are left with empty hands.”

Overall, it's been a crucial few weeks for Indigenous-centered forest conservation.

Equitable Earth announced the launch of its new forest conservation methodology, and The Wall Street Journal reported that Everland has already secured Letters of Intent totalling $160 million from companies seeking to purchase carbon credits from the Indigenous Amazon Outcome Bond initiative's portfolio of projects.

Ultimately, the initiative aims to provide $50 million in upfront capital to launch up to 20 new Indigenous-centered forest conservation projects in the Amazon to be verified by Equitable Earth. The sale of carbon credits from these projects is expected to channel more than $1 billion to the projects over their first ten years, with communities receiving the majority of this revenue to invest in their own self-determined goals. For all projects in Brazil, communities will receive at least 70% of carbon credit revenue.

Read more: https://everland.earth/news/everland-honored-to-participate-in-indigenous-events-at-cop30/

26/11/25: Médecins Sans Frontières/Doctors Without Borders (MSF) is mourning the death of a Ministry of Health colleague at Zalingei Hospital (Central Darfur) on 18 November and calling once again for the Rapid Support Forces (RSF) to guarantee the protection of health facilities and staff.

MSF extends its deepest condolences to the family of the Ministry of Health stretcher-bearer who was killed in the shooting outside Zalingei Hospital on 18 November, which also left four individuals wounded. Following this incident, and for the second time this year, MSF has been forced to reduce support at Zalingei Hospital to ensure the safety of our teams.      

“Our teams cannot resume humanitarian activities until the Rapid Support Forces guarantee safe conditions to protect staff and patients”, says Myriam Laaroussi, MSF emergency coordinator in Darfur. “It is unacceptable for armed confrontations to affect medical facilities and humanitarian aid.”

At Zalingei Hospital, MSF provides critical services and support, including an emergency room, surgery, paediatrics, emergency obstetrics and newborn care, as well as an inpatient department and isolation tents for treating measles and cholera during outbreaks.                                                                                      

Since 18 November MSF has maintained continuous active engagement with the Ministry of Health, community members, security agencies and different authorities to work on the protection status of the health facility. During the withdrawal, we will continue to provide support for human resources and the supply of medicines.

This incident follows an earlier suspension in August, when MSF halted all operations at the hospital following a grenade explosion inside the facility on the night of August 16. That attack resulted in one fatality and left five others injured, including a Ministry of Health staff member. A reduced team continued to provide essential care until, following discussions with key stakeholders, MSF resumed its activities on August 31.

Measles outbreak

The ongoing violence disrupts access to healthcare for hundreds of people in need at a time when MSF has been responding actively to a measles outbreak in the area.

From April 1 to November 20, 2025, we received a total of 850 measles patients, 36% (310) of whom were acutely malnourished, which increases the severity of the disease. “Many of the patients we treat also suffer from acute malnutrition, which increases the risk of developing sever medical complications. Malnutrition combined with measles can be fatal,” says José Sánchez, MSF medical coordinator in Darfur. Over the past months, our teams have recorded worrying surge in measles cases. Weekly averages have escalated rapidly, from three cases in July to 22 in August, 43 in September, 57 in October and 62 in November. “It is essential that our teams continue to provide urgent medical care at the facility,” says Sánchez.

For over 40 years, MSF has been at the forefront of major crises in Sudan, including disease outbreaks and periods of severe malnutrition. We continue to support communities affected by ongoing conflict through humanitarian and healthcare activities in eight states.

MSF is an international, medical, humanitarian organisation that delivers medical care to people in need, regardless of their origin, religion, or political affiliation.  MSF Australia was established in 1995 and is one of 24 international MSF sections committed to delivering medical humanitarian assistance to people in crisis. Every year more than 120 Australians and New Zealanders go on assignment with Médecins Sans Frontières  working as: doctors, midwives, psychologists, laboratory technicians, human resource/finance coordinators, pharmacists, mental health specialists and logisticians. MSF delivers medical care based on need alone and operates independently of government, religion or economic influence and irrespective of race, religion or gender. For more information visit msf.org.au  

November 25 2025 – The AI sector is in a volatile stage as investors “abandon the idea that one unified mentality can carry every company involved in advanced computing.”

This is the analysis of Nigel Green, the CEO of deVere Group, one of the world's largest independent financial advisory organisations, as Nvidia shares fall 3% on reports that Meta will use Google AI chips.

He says the reaction shows how rapidly the centre of gravity in AI is shifting.

“Investors are reassessing their assumptions. The belief that one dominant supplier can dictate the pace, pricing and direction of the entire sector no longer holds. Capital is responding to genuine competition.”

He believes that this shift is not only overdue, but actively positive for global markets.

“This development is welcomed because it brings discipline back into valuations.

“The whole sector strengthens when investors reward companies for real capability instead of treating the whole industry as a single trade.

“The Meta–Google move signals a broader trend: hyperscalers want more control over their own AI infrastructure. The era of relying on a single provider for the most expensive, most strategically sensitive hardware is fading. Investors recognise what that means.

“When platforms diversify their chip supply, it forces every participant in the AI ecosystem to compete on efficiency, not narrative.

“This is the pressure the sector needs. It pushes innovation harder, contains excessive pricing power, and ultimately delivers a healthier investment environment,” explains the deVere CEO.

He adds that last year's AI surge produced distortions that needed correcting.

“The boom created an expectation that every company with AI exposure would grow at the same rate. That was never realistic and markets are now stripping out the excess.

“It strengthens the sector because only firms with genuine economic advantage can justify premium valuations.”

The shift is already reshaping leadership. Hardware players must prove that their cost structures can withstand competition. Model developers must show durable demand beyond early excitement. Cloud providers must demonstrate that AI workloads can scale without eroding profitability.

Nigel Green says this readjustment is likely to benefit institutional and retail investors alike.

“Investors gain when the sector becomes more transparent. A market built on hype is unstable. A market built on performance is investable. This correction moves the industry toward the second category. That is why we welcome this trend.”

He warns that companies relying on inertia face sharper scrutiny.

“The capital required for frontier AI is enormous. Firms that fail to deliver practical gains will lose investor confidence quickly. The market is beginning to reward clarity, not promises.”

Despite the turbulence, Nigel Green says the long-term AI story remains intact.

“AI continues to be a defining force in global growth. What's changing is the filter investors use. The sector is finally starting to be reshaped by competition.”

He concludes: “Treat the AI becoming 'scrappier' as a sign of progress. It's the sorting process the sector needed.”

deVere Group is one of the world's largest independent advisors of specialist global financial solutions to international, local mass affluent, and high-net-worth clients.  It has a network of offices around the world, more than 80,000 clients, and $14bn under advisement.

Continuing its commitment as Australia’s largest supporter of football¹, CommBank joins the AFC to bring Asia’s premier women’s national team competition to home soil.

25 November 2025 – CommBank today announced it will become the Official Regional Partner of the AFC Women’s Asian Cup Australia 2026TM, to help bring the tournament to Australian shores for fans from around the world

Twenty years after Australia first hosted the event, the tournament returns for its 21st edition, featuring 12 national teams from across Asia. Hosted in Perth, Gold Coast and Sydney from 1–21 March 2026, the AFC Women’s Asian Cup Australia 2026TM will also act as a qualifier for the 2027 FIFA Women’s World Cup.

The partnership reflects CommBank’s long-standing support for football and celebrates the diversity and pride that unite fans and players across Australia and the region. It builds on CommBank’s expanded partnership with Football Australia announced earlier this year in a six-year commitment to grow participation, pathways and inclusion in the game.

Diversity and reach across Australia and the region

With 3.4 million Australians connected to participating AFC nations, the 2026 tournament is set to be the most attended

AFC Asian Cup ever. It’s a celebration of Australia’s multicultural community, highlighting the diversity and shared spirit that football brings to fans across the country. It is projected to reach more than eight million Australian viewers and attract record-breaking crowds from home and abroad, as teams from across Asia, including the CommBank Matildas, inspire fans across the wider Asian region.

CommBank Matildas Sam Kerr, Hayley Raso, Steph Catley and Tameka Yallop along with Chief Operating Officer of the AFC Women’s Asian Cup 2026™ LOC, Sarah Walsh

CommBank brings fans and players together

As part of its goal to build belief from the grassroots to the world stage, CommBank is launching the Doubt Never Did Ball, an initiative that will travel to community football clubs across Australia in the lead-up to the AFC Women’s Asian Cup Australia 2026TM.

Carried across the nation, the ball will collect handwritten messages from young players and fans to the CommBank Matildas. Inscribed with Doubt Never Did, the ball will connect the players with their biggest supporters, to serve as inspiration for the CommBank Matildas when it’s returned to the team ahead of their opening match against the Philippines in Perth on 1 March 2026.

The partnership with the AFC Women’s Asian Cup Australia 2026TM will also see CommBank provide over 500 young fans with the chance to walk the pitch with Asia’s best footballers as a CommBank Mini Mate.

Quotes from CommBank, AFC and the CommBank Matildas

CommBank Group Executive Marketing and Corporate Affairs, Monique Macleod, said: “We’re proud to support the AFC Women’s Asian CupTM as it comes to Australia next year. It’s a celebration of the world’s game and a reflection of our nation’s diversity and spirit. Football is a unifying force and a game for all that brings people together and inspires belief. The CommBank Matildas are a powerful example of that. As the tournament returns home, we’re excited to carry that legacy forward and help build a brighter future that reflects the spirit and strength of our communities.”

Patrick Murphy, CEO of the AFC, said: “The AFC Women’s Asian Cup Australia 2026TM will be the most attended in history of the tournament, celebrating Australia’s diversity and the unifying power of football. Through partnerships like this one with CommBank, we’re inspiring millions and connecting communities across the region.”

CommBank Ambassador and CommBank Matilda, Sam Kerr said: “Playing on home soil is always special. We feel the belief and support of Australians everywhere we go, but there’s nothing like having it in the stands with you. It’s great to have CommBank alongside us again as we bring another major tournament to Australia and keep inspiring the next generation of players.”

Together, CommBank and the AFC are uniting fans across Australia and the region as the countdown to the AFC Women’s Asian Cup Australia 2026TMbegins. For more information visit commbank.com.au/football and womensasiancup2026.com.au

About the AFC

The Asian Football Confederation (AFC) is the governing body of Asian football and one of the six Confederations making up FIFA. Established in 1954, the AFC is headquartered in Kuala Lumpur, Malaysia, and comprises 47 Member Associations.

The AFC organises the AFC Asian CupTM, the AFC Women’s Asian CupTM and the AFC Futsal Asian CupTM which are the flagship Continental national team football and futsal competitions, while the AFC Champions League EliteTM and AFC Women’s Champions LeagueTM are the premier competitions for Asian clubs, drawing millions of fans to the beautiful game across the length and breadth of the Continent and beyond.

¹Australian Sports Commission’s 2025 AusPlay New Participation Report

Flinders University researchers are turning mining waste into a powerful tool for sustainable construction – proving that superior construction materials can be developed from unlikely sources.

In a major building block that could help to reshape the future of construction materials, Dr Aliakbar Gholampour from Flinders University’s College of Science and Engineering has uncovered promising applications for a rare earth by-product in concrete production.

The study focuses on Delithiated β-spodumene (DβS), a by-product of lithium refining, which exhibits pozzolanic properties – meaning it reacts chemically to enhance the strength and durability of concrete. The research shows that when used in geopolymer binders, DβS can significantly improve mechanical performance and long-term resilience.

“By examining the microstructural behaviour of DβS-based geopolymers under varying alkaline activator ratios, we’ve gained critical insights into its suitability as a sustainable concrete ingredient,” says Dr Gholampour, a Senior Lecturer in Civil and Structural Engineering.

Conventional concrete is the world’s most manufactured item and most widely used construction material, with 25 billion tonnes used every year – but it consumes about 30% of non-renewable natural resources, emitting about 8% of atmospheric greenhouse gases and comprising up to 50% of landfill.

Creating an environmentally-friendly alternative to conventional concrete, without sacrificing either strength or durability, will substantially reduce the consumption of natural resources, waste and emissions.

The findings of the new studies by Dr Gholampour and his team provide insight to the effective incorporation of DβS as an alternative ingredient to fly ash (a coal combustion by-product) in the creation of geopolymer binders. It also identifies the optimal alkaline ratio range for use in geopolymer.

“This approach not only enhances mechanical properties and durability of geopolymer concrete, but also addresses a growing environmental concern by diverting DβS from landfill,” says Dr Gholampour.

“With lithium refining responsible for generating increased volumes of DβS, the capability to reuse this in construction offers a sustainable solution that will reduce industrial waste, prevent potential soil and groundwater contamination, and support circular economic practices in the mining and building sectors.”

The findings – “Advanced characterization of ambient-cured geopolymer paste with delithiated β-Spodumene: effect of Na2SiO3–to–NaOH ratio on performance and microstructure” (DOI: 10.1617/s11527-025-02789-5) and “Reactions, phase evolution, and microstructure of ambient-cured geopolymer with delithiated β-spodumene” (DOI: 10.1061/JMCEE7.MTENG-21163) by Mohammad Kiamahalleh, Aliakbar Gholampour, Youhong Tang and Tuan Ngo (The University of Melbourne) – have been published in Materials and Structures journal and Journal of Materials in Civil Engineering.

This builds on an important series of research papers published this year by Dr Gholampour’s research team – from testing alternative compositions of improved construction materials to the more effective use of 3D printing of concrete.

These include: Effect of polypropylene and polyvinyl alcohol fibres on mechanical behaviour and durability of geopolymers containing lead slag: Testing, optimisation and life cycle assessment(published in Construction and Building Materials journal);  An interpretable XGBoost-SHAP machine learning model for reliable prediction of mechanical properties in waste foundry sand-based eco-friendly concrete (published in Results in Engineering journal); and A reliable hybrid extreme learning machine-metaheuristic framework for enhanced strength prediction of 3D-printed fibre-reinforced concrete (published in Results in Engineering journal).

The authors also joined experts from Vietnam, Korea and Algeria to publish ‘Designing a robust extreme gradient boosting model with SHAP-based interpretation for predicting carbonation depth in recycled aggregate concrete’  in Artificial Intelligence Review this month.

Together, these studies demonstrate a comprehensive and forward-thinking approach to sustainable construction innovation.

From repurposing locally-sourced industrial by-products such as DβS to integrating advanced machine learning models and 3D printing technologies, Dr Gholampour’s research team is paving the way for smarter, greener and more resilient construction materials and technologies.

“These findings not only contribute to reducing environmental impact and resource consumption but also enhance the performance, predictability and adaptability of next-generation concrete systems,” says Dr Gholampour.

Acknowledgements: The DβS study received financial assistance from Cooperative Research Centres Projects Grant (CRCPEIGHT000073). The authors also acknowledge Backtech Pty Ltd for supplying delithiated beta spodumene material, and the College of Science and Engineering at Flinders University for support.

Swinburne University of Technology researchers are helping local businesses take the guesswork out of sustainability with a new digital tool that measures how “circular” their operations are – and shows them practical ways to improve.

Led by Dr Olamide Shittu from Swinburne University of Technology, CircularDiagnostics has been developed in partnership with six Victorian councils – Boroondara, Glen Eira, Bayside, Ballarat, Nillumbik Shire and Mornington Peninsula Shire.

The online tool allows small and medium-sized enterprises (SMEs) in the retail trade sector to assess their progress towards circular economy practices and receive tailored recommendations for reducing waste, reusing materials and operating more sustainably.

“Many small businesses want to do the right thing but don't know where to start,” says Dr Shittu.

“CircularDiagnostics gives them a clear picture of where they stand and practical, achievable steps to move forward.”

With the prototype previously funded by Sustainability Victoria, the project aims to make circular economy adoption more accessible to businesses that don't have the resources for expensive consulting or complex sustainability audits.

The tool is currently being refined for its second testing phase, with a focus on the retail sector – including food, textiles, furniture and hardware businesses.

Unlike traditional assessments, CircularDiagnostics not only supports individual businesses but also provides valuable insights for local councils and other changemakers. By aggregating anonymous data, it helps governments, financial institutions and industry groups understand how businesses in their regions are progressing and where further support is needed.

“For councils, it's a way to see what's happening on the ground,” Dr Shittu explains.

“It bridges the gap between policy and practice, helping governments understand what their local businesses need to thrive sustainably.”

The team plans to make CircularDiagnostics available to businesses later this year via circulardiagnostics.com, offering free access for small and medium enterprises through partnerships. Councils and other changemakers will be able to subscribe to the platform, enabling local businesses to use the tool at no cost and benefit from tailored sustainability insights.

For businesses that wish to subscribe independently, the annual fee will remain low to encourage participation. Subscribers will receive quarterly reports that track their progress over time, including data visualisations and scores showing how their sustainability performance improves as they implement recommended actions.

Dr Shittu says the potential benefits are far-reaching.

“This isn't just about compliance – it's about innovation. When businesses start thinking circularly, they find new ways to cut costs, reach new markets and boost profitability while doing good for the environment.”

By connecting the data needs of the industry and all levels of government with the sustainability ambitions of small businesses, CircularDiagnostics could play a key role in accelerating Australia's transition to a circular economy.

November 24 2025 – Bitcoin will rebound if the Federal Reserve cuts rates at their next meeting, predicts the CEO of one of the world's largest independent financial advisory organizations.

The bullish prediction from deVere Group's Nigel Green comes ahead of the US central bank's meeting 9-10 December and as global crypto markets are being shaken by one of the sharpest retracements of the year, with Bitcoin falling from highs above $120,000 to levels near $80,000 in a matter of weeks.

He says: “The scale of this pullback is the market's response to uncertainty, not a collapse in underlying demand. Many investors have been reducing exposure because they lack clarity on the Federal Reserve's next move, among other reasons. Once that clarity arrives, positioning will likely shift quickly.”

He emphasises that this correction is materially different from previous drawdowns. “The fall from $120,000 has eliminated layers of leverage that were built into the rally.

“More than $19 billion in long positions have already been liquidated. The market today is structurally cleaner than it was at the peak. This matters because Bitcoin's ability to recover depends on what remains after forced selling clears.”

Nigel Green argues that Bitcoin's behaviour over the past month reinforces a broader macro truth: liquidity is the dominant force in asset pricing.

“When liquidity contracts, even high-quality risk assets come under pressure. When liquidity expands, Bitcoin is one of the first beneficiaries. A 25-basis-point cut in December would shift financial conditions pretty much immediately.”

He notes that the dollar's trajectory is central to what happens next. “Lower rates weaken the dollar and reduce real yields.

“The combination pushes global capital toward assets with long-duration payoff profiles. Bitcoin sits firmly in that category. Investors respond quickly when the dollar softens because they reassess the opportunity cost of holding cash.”

For institutional investors, the Federal Reserve's communication will be as important as the rate move itself. “Forward guidance will determine how markets price the entire curve. Should policymakers indicate that further adjustments remain possible in 2026, then the impact will extend far beyond the December meeting. Investors would reposition across risk assets, and Bitcoin could be expected to capture a meaningful share of that rotation.”

Nigel Green says the recent volatility must be viewed in the context of a fragile global environment.

“Equity markets have retreated, data releases in the US were disrupted earlier in the autumn, and geopolitical tensions remain elevated. These factors have intensified risk aversion. But none of them diminish Bitcoin's long-term investment case.”

He adds that sophisticated investors are not interpreting the Bitcoin decline as a structural breakdown.

“Institutional desks are watching the $80,000–$90,000 area closely. They're analyzing it as a valuation zone with long-term appeal rather than a point of distress. This tells you where professional conviction stands.”

Nigel Green highlights several structural forces that continue to underpin Bitcoin, even in a correction.

“Supply is fixed, adoption remains on an upward trend, and the infrastructure supporting large-scale participation is improving.

“In addition, more sovereign wealth funds and corporate treasuries are assessing digital assets as part of strategic diversification. These developments create a demand base that did not exist in earlier cycles.”

He argues that the interplay between these long-term factors and near-term monetary policy creates a powerful setup. “When structural demand meets improving liquidity, the effect is amplified. Bitcoin has already shown this repeatedly across multiple cycles. The drawdown does not erase that dynamic.”

Nigel Green expects investors to respond quickly if the Federal Reserve delivers a cut.

“Volatility will spike around the announcement, but underlying flows are likely to shift in Bitcoin's favor. Investors want to deploy capital; they simply want assurance that monetary conditions are moving in the right direction.”

He concludes: “This Fed meeting is going to be a decisive moment for digital-asset markets. Bitcoin has absorbed a severe correction, but the essential foundations remain strong.

“A rate cut would strengthen liquidity, lift market confidence, and set the stage for the next phase of Bitcoin's long-term upward trajectory.”

deVere Group is one of the world's largest independent advisors of specialist global financial solutions to international, local mass affluent, and high-net-worth clients.  It has a network of offices around the world, more than 80,000 clients, and $14bn under advisement.

November 24 2025 – Rachel Reeves will cement her deep unpopularity and won't be forgiven by the public if she tinkers inheritance tax allowances, warns the CEO of one of the world's largest independent financial advisory organisations.

Nigel Green of deVere Group is weighing in on the growing speculation ahead of the UK Chancellor's critical Budget on Wednesday.

“Altering the thresholds now would trigger a backlash unlike anything the Treasury has faced in years.

“Families across the UK are already stretched by frozen thresholds, rising asset values, and steadily increasing fiscal drag, and that any attempt to worsen the position would be a political and economic misjudgement of remarkable scale.

“Inheritance tax is already regarded as the most-hated tax in the country. People accept income tax. They accept VAT. They even tolerate capital gains tax. Yet they see inheritance tax as fundamentally unfair because it strikes after a lifetime of tax-paying. Reducing allowances would not simply annoy voters. It would infuriate them.”

The freeze on the £325,000 nil-rate band has remained in place since 2009, during which time house prices, investment portfolios, and business assets have risen at rates that far exceed any measure of wage growth.

Inflation has further eroded the real value of the allowance, pushing increasing numbers of ordinary families into a tax regime originally designed for the very wealthy.

The deVere CEO continues: “If the allowance had kept pace with inflation, it would be comfortably above £500,000. People know that.

“They see their parents' homes worth more. They see their pensions worth more. They see the Treasury benefiting from a threshold that refuses to move. This is not a tax on the rich anymore. This is a tax on households who never imagined they would face it.”

Forecasts from the Office for Budget Responsibility show inheritance tax revenues climbing towards levels unthinkable a decade ago.

The Treasury collected just over £2 billion in 2009. Projections point toward receipts well above £14 billion by the end of the decade, driven not by rising rates but by a frozen system that draws more families in each year without public debate or accountability.

Nigel Green says: “This is stealth taxation at its most aggressive. The public understands it. Families see the impact growing every year.

“The idea that the Chancellor might tighten allowances when people can clearly see the scale of the drag would push trust in economic leadership to a new low.”

He argues that the economic consequences would be just as damaging as the political ones. Families rely on inheritances for deposits, debt reduction, education support, entrepreneurship, and long-term financial resilience. Shrinking the allowance would suppress household financial momentum at a time when growth relies heavily on private-sector spending and investment.

He goes on to add:: “Inheritance transfers are vital to economic circulation. They help younger generations build assets. They support small businesses. They reinforce household balance sheets. Cutting allowances would pull oxygen from the economy.”

He adds that international comparisons strengthen the case for retaining the current structure. Many advanced economies have raised thresholds or entirely abolished inheritance taxes in recognition of demographic change, rising asset valuations, and the competitiveness of global capital flows.

The UK risks positioning itself as an outlier at precisely the moment when it needs to retain and attract wealth, talent, and investment.

Retaining the current allowances is “not a political luxury”, it's an economic imperative, says Nigel Green.

“Other countries are moving in the opposite direction because they recognise the long-term benefit of allowing families to pass on assets without punitive intervention. The UK cannot afford to drift backwards.”

He warns that reducing allowances now would deepen public frustration with fiscal policy and reinforce concerns about an erosion of personal financial autonomy.

The chief executive concludes: “If the allowances are cut, the public will not forget it.

“The resentment from the financial and economic negative fallout will endure for years.”

deVere Group is one of the world's largest independent advisors of specialist global financial solutions to international, local mass affluent, and high-net-worth clients.  It has a network of offices around the world, more than 80,000 clients, and $14bn under advisement.

Vienna, 24 November 2025 – The Republic of Namibia has confirmed it will host the next on-site inspection (OSI) Integrated Field Exercise, known as IFE26.

Scheduled to take place over six weeks in October and November 2026, it will be the third large scale on-site inspection exercise organised by the Comprehensive Nuclear-Test-Ban Treaty Organization (CTBTO). Previous IFEs were held in Kazakhstan in 2008 and in Jordan in 2014.

“While we rely on the International Monitoring System (IMS) for detecting nuclear test explosions, the final confirmation must still come from what is found on the ground, which is where on-site inspection will complete the picture. A CTBTO on-site inspection is designed to provide a clear, shared account for all to see, removing any chance of doubt or misinterpretation,” Executive Secretary Robert Floyd said.

On-site inspection will become operational once the Comprehensive Nuclear-Test-Ban Treaty (CTBT) enters into force and then serve as the final measure of determining whether a nuclear test explosion has taken place. A State Party may request an inspection of an area where it suspects such an event may have occurred, and any request must be approved by the CTBTO Executive Council. Should that happen, a trained inspection team would be deployed to the inspection area to carry out activities using the techniques and procedures set out in the Treaty and its Protocol.

Purpose of an Integrated Field Exercise

SINGAPORE – November 23rd, 2025 – CloudMile, a leading AI company in Asia, has been appointed by Digital Industry Singapore (DISG) as one of the technology partners under the Enterprise Compute Initiative (ECI). This partnership marks a significant step in Singapore’s national push to strengthen AI adoption and innovation across its enterprise landscape, as outlined in Budget 2025.

CloudMile Named Key Partner in Singapore’s National AI Push Under Budget 2025

Launched as part of Budget 2025, the ECI is a government-backed initiative that provides up to S$150 million, aimed at accelerating the use of AI and cloud technologies among local businesses, with a strong focus on digital competitiveness, talent capability development, and long-term scalability.

The ECI is overseen by Digital Industry Singapore (DISG), which drives its implementation in collaboration with key ecosystem partners. DISG is a joint office of the Economic Development Board (EDB), Enterprise Singapore (ESG), and the Infocomm Media Development Authority (IMDA)—set up to align digital industry development efforts across economic strategy, enterprise support and technology enablement.

As one of the key technology partners under the ECI framework, CloudMile will work directly with selected organisations to design AI blueprints, identify high-impact use cases, and co-develop prototypes with tangible business outcomes. The company will also provide post-prototype support in areas such as change management, technical maintenance, and talent upskilling.

CloudMile Launches AI Acceleration Program for Singapore Enterprises Under ECI

With deep experience across sectors like education, media, and finance, CloudMile helps organisations turn AI strategies into real-world results. CloudMile has developed its Generative AI Foundation Framework, designed to guide enterprises through every stage of their AI journey from opportunity assessment to deployment and scaling.

To support Singapore’s AI adoption under the ECI, CloudMile offers two targeted AI acceleration programs: AI-DIVE, a discovery session to assess readiness, and AI-STRAT, a rapid prototyping track to build and deploy generative AI solutions aligned with data and compliance best practices. Over the next 12 months, CloudMile will engage with more than 50 Singapore-based companies through a series of AI workshops, technical consultations, and rapid prototyping sprints.

Jeremy Heng, Managing Director, Southeast Asia at CloudMile, noted, “We are honoured to work alongside DISG to help Singaporean companies embrace AI. Our Generative AI Foundation Framework is designed to put AI into practice, while having the agility to adapt to changing landscape — guiding enterprises to move from ideas to scalable, real-world impact.”

Empowering Singapore Businesses to Scale with AI Innovation Support

CloudMile remains committed to supporting Singapore’s national AI vision and welcomes more enterprises to participate in its upcoming discovery sessions and ECI-led programs. Under the ECI program, CloudMile will provide end-to-end support across AI strategy, implementation, and change management, with consulting fees expected to be up to S$150,000 (up to 70% subsidised).

Together with DISG, CloudMile invites Singapore-based companies to join the ECI program and harness AI technologies to drive transformation and industry-wide innovation. Interested companies can learn more and register their interest at CloudMile’s ECI Program Page to be part of the next wave of AI-enabled enterprise transformation.

About CloudMile

CloudMile, a leading Asian AI solutions provider, integrates Agentic AI with robust security and strategic FinOps to boost enterprise forecasting and transformation. We empower over 1,200 businesses across Asia and beyond. Headquartered in Taipei and Singapore, CloudMile operates regional offices in Hong Kong, Malaysia, the Philippines, Indonesia, and Vietnam, delivering AI-driven growth and operational excellence. For more information, visit www.mile.cloud.